Building Financial Confidence for Australian Families
Money conversations don't have to feel overwhelming. We help families create practical financial plans that actually work for real life—school fees, mortgages, retirement dreams, and everything in between.
How We Approach Family Finance Education
Most financial courses feel like sitting through tax forms. Ours don't. We focus on what matters to families navigating today's economic reality in Australia.
Real Family Scenarios
We work through actual situations Australian families face—from managing childcare costs to planning for university, from buying property to caring for aging parents.
Practical Tools You'll Use
You'll leave with budgeting frameworks that fit your household, not some theoretical model. Plus spreadsheets and calculators you can actually understand and adapt.
Long-Term Thinking
Financial planning isn't about quick fixes. We teach sustainable approaches that grow with your family—from young kids through to retirement planning.
What Our Courses Cover
Household Budget Management
Stop guessing where money goes each month. Learn how to track spending without making it feel like homework, and find breathing room in tight budgets.
Saving for Multiple Goals
House deposit, kids' education, emergency fund, holiday—they all compete. We'll show you how to prioritize and make progress on what matters most to your family.
Insurance and Protection
Understanding what coverage your family actually needs versus what gets sold to you. Life insurance, income protection, health—we break it down clearly.
Investment Basics for Families
Superannuation, shares, property—demystified. No jargon, just straightforward explanations of how different investment options might fit your family's situation.
Learn from Freja Lindholm
I've spent twelve years helping Australian families sort out their finances. Not as a consultant promising miracles, but as someone who knows that real financial planning happens around kitchen tables, not boardrooms. My courses reflect what I've learned: that families need practical guidance, not textbook theory.
Your Learning Journey with qalyntheros
Our courses follow a clear progression. Start where you are, build skills gradually, and develop confidence in managing your family's financial future.
Foundation Session
Understand your current financial position and identify priorities. We start with honest assessment, not judgment.
Budget Building
Create a household budget that reflects real life. Learn to adapt it as circumstances change throughout the year.
Debt Strategy
Develop approaches for managing existing debts while avoiding new ones. Focus on sustainable reduction methods.
Future Planning
Build saving and investment strategies that align with your family's goals and risk tolerance. Plan for different life stages.
Join Families Learning Smarter Money Management
Since 2019, we've worked with hundreds of Australian families who wanted to take control of their finances without feeling lost in jargon or intimidated by complex investment talk.
Ready to Start Your Family's Financial Education?
Our next series of courses begins in August 2025. Sessions run over six weeks, meeting Thursday evenings in Griffith. Small group sizes mean you get individual attention and can ask questions specific to your situation.
Each course includes practical worksheets, access to budgeting templates, and follow-up resources you can use long after the course ends.
- Six weekly sessions with manageable homework
- Small groups of 8-12 families maximum
- Practical tools and templates included
- Follow-up support via email for three months
- Certificate of completion provided